7 Benefits of Forming a Captive Insurance Program

March 4, 2020

As Property & Casualty rates rise, and new exposures to loss increase (such as cyber risk, directors and officer liability, and wage and hour liabilities), insurance may more frequently be on... Read more »

Background Checks: The Fine Line of Staying in Compliance

March 4, 2020

Background checks allow employers to get a clearer picture of an applicant’s job and personal history. So, what happens if you find out that the applicant has a criminal background or has been... Read more »

Employees Need to Know About 401(k) Required Minimum Distributions

February 24, 2020

Effective January 1, 2020, your employees must withdraw at least the minimum amount from their employer-sponsored 401(k) and IRAs (Individual Retirement Accounts) by age 72. The required minimum... Read more »

When Workers’ Compensation Costs Balloon, Company Turns to a Captive Solution

February 24, 2020

Experiencing healthy growth is a great thing! Over a nine-year period, our client grew its revenue from $15 to $170 million. To keep up with the growth during this time, the company’s workforce... Read more »

Making the Business Case for an Insurance Captive

February 18, 2020

Most companies, including mid-sized organizations, tend to think of only one insurance model – pay an insurance company a premium for coverage and to help manage specific risks. This is a sunk... Read more »

Top 5 Workers’ Comp Fraud Schemes

February 14, 2020

According to the National Insurance Crime Bureau, fraud costs insurers and employers over $7 billion a year. Studies show 10 percent or more of all property/casualty insurance claims are fraudulent.... Read more »

How Life Insurance Works in Divorce Settlements

February 12, 2020

Of the two main types of life insurance, permanent and term, only permanent is usually a significant part of a divorce settlement. Permanent life insurance — whether whole life or universal... Read more »

Ways to Make Saving Easier for Your Employees

February 3, 2020

Employees know they should save for retirement, but it’s not always easy. Many worry they don’t have enough money to put into retirement savings because they’re having difficulties... Read more »

Key Elements of a Good Health Benefit Plan for Small Companies

January 31, 2020

The cost of providing health insurance for employees and their families is expected to be five percent higher this year than in 2019. The National Business Group on Health estimates that the... Read more »

How To Make Safety Education Fun and Effective

January 27, 2020

It’s often a challenge to capture the attention of employees when the subject is safety. It’s not exactly the most inherently interesting subject matter. That’s why many... Read more »